Today we will try to explain how one can get one debit card. At the same time, we will answer some common questions that most people ask about debit cards. Well, the usage of the debit card is not a new thing. People have been using debit cards for many years.
In that time, people need to withdraw money from the bank. But if we talk about the present world, you will get that many systems have been changed. That means the use of debit card become very easy. However, still many people have confusion about debit cards. Mostly, some people do not have any ideas about debit cards.
Even they do not know the way of getting bank. People often ask that it is necessary to have a bank account to obtain one debit card. In our below segment, we will present whether you need one bank account or not to get the debit card. Therefore, before you look for ATM providers, let’s read till the end to get the details and enjoy all the good features of the debit card.
Let’s Know the Working Process of Debit Card
First, we will tell you about the working process of the debit card. We all know that you can use your debit card to purchase things and pay bills. Now the question can come from where the money comes in your debit.
Mainly, you have to open one debit card against one of your bank accounts. So, when your bank account gets money, you get money on your debit card. Now we think you get a clear idea of how debit cards work. And, of course, you understand that you need one bank account to have one debit card.
Kinds of the Debit Cards
There are some variations in a debit card. So, when you get one debit card, then you will be able to select any type for you which one you like. In the below segments, we will talk about two types for you.
Debit Card from the Banks
We have already mentioned that you will get one debit card from your bank account. Even the bank authority will give you all the instructions to make the 16 digit code.
Mostly, this will be the number of your card. After that, you have to provide a security password. You have to use this password to use your card to purchase things and withdraw money. Besides, you can follow the ATM processing system.
Prepaid Debit Card
You do not need one bank account if you want to take a prepaid debit card. You have to load money on your card. And one can use this card to purchase things. Mainly, there are very few differences between prepaid and debit cards.
For the debit account, you need to load the money. But for the debit card, you do not need to load the money as this account is attached with the bank account; that is why you do not need to load the money.